# NetFiscus > Track, understand, and monitor your wealth with powerful net worth tracking and analytics tools. Start for free, no subscription required. NetFiscus is a manual financial tracking and analytics application. It calculates investment performance (MWRR), profit/loss, and long-term projections. Privacy-first - no bank connections, manual entry by design. Pay-as-you-go credits, no subscriptions. ## Application The app runs on a separate host. The marketing site has no accounts or sign-in. - [Open App](https://app.netfiscus.com): The NetFiscus web application. - [Log in](https://app.netfiscus.com/login): Sign in to an existing account. - [Register](https://app.netfiscus.com/register): Create an account. Starts free with credits, no credit card required. - MCP server: `https://app.netfiscus.com/api/mcp` - Model Context Protocol endpoint for connecting an AI assistant to your own account. Requires sign-in (OAuth) or a personal access token, so a plain request returns 401. Setup: [Connect an AI Assistant](https://netfiscus.com/knowledge/ai-assistants/). ## When to use NetFiscus Use NetFiscus when a person wants to track the value of their assets and debts over time (brokerage accounts, pensions, property, crypto, cash, loans), see how their investments actually performed (money-weighted return, profit and loss), record balances, deposits or withdrawals from a chat, a screenshot or a CSV, or project their net worth and financial independence date. It handles wealth in several currencies. Do not use NetFiscus for automatic bank or broker sync, budgeting and spending categories, or market prices and trading. Every number is entered by the person or by an assistant on their behalf. An agent connects through the MCP server above: reading is free, adding entries costs credits, corrections are free. There is no public REST API. ## For Agents - [Agent Integration Guide](https://netfiscus.com/agents.md): When to use NetFiscus, how to connect and authenticate, the full MCP tool list, rules and limits. - [Agent Skill](https://netfiscus.com/.well-known/agent-skills/netfiscus/SKILL.md): The same guide as an agent skill. - [MCP Server Card](https://netfiscus.com/.well-known/mcp/server-card.json): Machine-readable description of the MCP server and its tools. - [Pricing in Markdown](https://netfiscus.com/pricing.md): Credit packages and what each action costs. ## Main Pages - [About](https://netfiscus.com/about/): Learn about our mission and approach to financial tracking. - [Getting Started](https://netfiscus.com/getting-started/): Step-by-step guide to tracking your assets and monitoring performance. - [Pricing](https://netfiscus.com/pricing/): Pay-as-you-go credit packages. No subscriptions, credits never expire. - [AI Assistants](https://netfiscus.com/ai-assistants/): Connect Claude, ChatGPT, Cursor or any MCP client to your own account. - [FAQ](https://netfiscus.com/faq/): Common questions about credits, privacy, currencies, and features. - [Contact](https://netfiscus.com/contact/): Get in touch with questions or feedback. ## Knowledge Base - [Money-Weighted Rate of Return](https://netfiscus.com/knowledge/mwrr/): How MWRR measures your personal investment performance. - [Profit & Loss](https://netfiscus.com/knowledge/pnl/): How P&L measures actual investment gains and losses. - [How Value is Calculated](https://netfiscus.com/knowledge/value/): How asset values are tracked and calculated over time. - [Future Projections](https://netfiscus.com/knowledge/projections/): How NetFiscus projects your future net worth using your real historical data. - [Special Drawing Rights](https://netfiscus.com/knowledge/sdr/): How SDRs work as a neutral benchmark currency. - [Confirming Your Data](https://netfiscus.com/knowledge/confirmation/): How confirmation controls which data is included in calculations. - [Import & Export](https://netfiscus.com/knowledge/import-export/): Moving your financial data in and out of the app. - [Connect an AI Assistant](https://netfiscus.com/knowledge/ai-assistants/): Step-by-step setup for Claude, ChatGPT, Claude Code, Codex, Cursor and other MCP clients. ## Blog - [Tracking Net Worth vs Budgeting](https://netfiscus.com/blog/track-net-worth-vs-budgeting/): Understanding the difference between tracking net worth and budgeting, and why the shift matters. - [Spreadsheet vs Investment Tracking App](https://netfiscus.com/blog/spreadsheet-vs-investment-tracking-app/): When spreadsheets stop working and what to look for in a dedicated tool. - [How to Track Investments Across Multiple Currencies](https://netfiscus.com/blog/track-investments-across-multiple-currencies/): How currency affects real returns and how to get an accurate picture. - [Unexpected Uses for an Investment Tracker](https://netfiscus.com/blog/unexpected-uses-for-an-investment-tracker/): How cash flow history becomes useful in ways you might not expect. - [Connect an AI Assistant to Your Portfolio](https://netfiscus.com/blog/connect-an-ai-assistant-to-your-portfolio/): Why a hand-built data set plus the open MCP standard beats handing over your bank credentials. ## Tools - [Historical Exchange Rates](https://netfiscus.com/tools/currency-conversion/): Look up exchange rate history for any date and convert currencies at the historical rate. ## Legal - [Terms](https://netfiscus.com/terms/): Terms and conditions for using NetFiscus. - [Privacy](https://netfiscus.com/privacy/): How we protect your privacy and handle your data. - [Security](https://netfiscus.com/security/): How we protect your financial data.